A Loan Against Property (LAP) is a secured loan that lets business owners unlock the financial value of their residential or commercial property without selling it. This complete guide explains how LAP works, the steps to apply, and how it can help grow your business by providing access to large loan amounts at competitive interest rates and flexible repayment terms. From using commercial or residential property as collateral to choosing the right lender and submitting essential documents, this blog covers everything you need to know before applying. Whether you plan to expand operations, buy equipment, or invest in new opportunities, learn how to leverage your property for the funds your business needs.